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Clear thinking on tax, property and building wealth.

Plain, useful writing for people who earn well and want to think things through before they act. New pieces most weeks.

Property strategy

The number in the headline isn’t describing your position

You’ve read that prices are falling. Not once, but a few times now, from different places, and each time the number looks slightly worse than the last one.…

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Property strategy

The house where one of you wants security and the other wants freedom

Two people sat at the same kitchen table one night and filled in the same set of questions separately. Same house, same pen, same twenty minutes. One of…

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Property strategy

The plan you can keep running beats the plan that looks best on paper

Most investment plans are built on a good day. You sit down with a coffee and a clear head, you look at the numbers, and the plan makes…

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Property strategy

Property investment strategies: why the order you buy in matters more than what you buy

Most people researching property investment strategies are asking one question: what should I buy? It’s a reasonable question. It’s also the fourth question, not the first. Asking it…

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FIFO

What FIFO workers get wrong about property (and what they get right)

FIFO workers have real advantages most investors don't. They also face a decision problem most advice ignores. Here is what actually matters.

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Tax and structure

Why the Investment Property Landscape Just Got a Lot More Complicated (and Why That’s Worth Understanding Properly)

The 2026 Treasury Laws Amendment has created a dual system for property investment — one set of rules for established properties, another for new builds.

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Tax and structure

Negative Gearing Explained: What It Actually Is, How It Works, and What the 2026 Changes Mean

Negative gearing has been in every headline. Here is what the term actually means, how it works mechanically, and what the 2026 reforms mean for Australian property investors.

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Plain thinking on what actually moves the numbers.

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